From first conversation to resolved file
Here's exactly what happens at each stage, and what you can expect from us along the way.
First conversation
You tell us what's happening with your SBA loan - default notice, Treasury referral, collection letters - and we tell you honestly whether it's something we can help with. No charge, no obligation.
Full file review
We go through your loan documents, balances, and collection history line by line to understand exactly where your file stands and what options it realistically has.
Written scope and fee
If we can help, you get the scope of work and the fee in writing before anything begins. Each loan is priced separately, and the fee pays for the work involved - not a promised outcome.
Request prepared and submitted
We prepare the request your situation calls for - a Treasury return request or an offer in compromise - with the documentation to support it, and submit it to the right agency.
Follow-through while agencies decide
The SBA and Treasury respond on their own timelines. We track every open request, follow up when responses are due, and tell you as soon as anything on your file changes. As it happens, not on a fixed schedule.
Resolution and next steps
When a decision arrives, we walk you through what it means and what comes next - resuming payments, finalizing a settlement, or closing the file honestly if the answer was no.
Ready to find out where your loan stands?
The first conversation costs nothing and commits you to nothing.
Contact the team