What Solvera Financial does with your file
No confusing packages. Every file gets the same careful review, and then the work your situation actually calls for.
Treasury return requests
If your defaulted SBA loan has been referred to the Treasury Department or an outside collection agency, we prepare and file the request to have it returned to the SBA so you can resume regular monthly payments.
- Full review of your loan and collection history
- Request prepared around your specific situation
- Submission and follow-up until a decision arrives
Offer in compromise
When settling the debt for less than the full balance is the realistic path, we prepare an offer in compromise file for the SBA to consider - a structured proposal with the documentation to support it.
- Assessment of whether an OIC fits your file
- Complete, documented offer package
- Negotiation and response handling with the agency
File management
Every stage of your case is tracked in one place, and you always know what's done, what's pending, and what happens next - in plain language, without chasing anyone for updates.
- One organized file for your whole case
- Clear requirements at every stage
- Updates when something actually changes
A short, honest list
We don't guarantee outcomes
The SBA and the Treasury Department make their own decisions. No company can promise a specific result on your file, and we won't pretend otherwise.
We don't promise government timelines
Agencies respond on their own schedule. We track every open request and follow up, but we give you realistic expectations, not marketing deadlines.
We don't take every file
If your situation isn't one we can genuinely help with - including any file involving fraud - we'll tell you directly, before you pay anything.
Fees for work, not promises
Each loan is priced separately, and you see the fee in writing before any work begins or any payment is due. The fee pays for the work involved, not a promised result. See our disclosures page for how fees work.
Not sure which of this applies to you?
Start with a conversation. We'll look at your actual situation before recommending anything.
Contact the team